HDBank (HDB), Ho Chi Minh City Development Joint Stock Commercial Bank, reported a consolidated pre-tax profit of VND 14,803 billion for the first nine months of 2025, marking a 17% increase year-on-year. The bank's profitability metrics remain at the forefront of the industry, with a return on equity (ROE) of 25.2% and return on assets (ROA) of 2.1%, underscoring its operational efficiency and robust financial foundation.