"Taxation on savings raises significant concerns, especially when considering the broader implications. While a 0.1% tax rate may seem negligible, it warrants careful scrutiny. As Representative Hoàng Văn Cường highlights, the cumulative effect of buying and selling incurs a 2.5% loss for individuals. Conversely, speculators who frequently trade land for profit only pay 2%, creating an evident disparity. This inequity demands attention and reevaluation."