Tag: Lax regulations

The savings interest rate race is heating up as a leading bank has just pushed its 6-month term deposit rate past the 7% per annum mark.

As digital banking technology matures and cash flow management strategies evolve, Vietnam's financial landscape is entering a new era of competition—one focused on transforming idle capital into profitable assets. At the forefront of this shift, VIB is redefining industry standards and driving market transformation.

Mr. Quang revealed that the majority of capital in the banking system is short-term, accounting for up to 80%, while 50% of outstanding loans are medium to long-term. This mismatch in maturities poses a persistent risk. In a context of surging credit growth, the level of risk escalates significantly.