Tag: minimum regional wage increase

The Vietnamese personal credit market is undergoing a profound transformation. Borrowers are no longer seeking just a loan; they are looking for a flexible financial solution tailored to their income cycles, personal financial rhythms, and adaptable to life's uncertainties.

Surpassing stringent criteria in revenue scale, business efficiency, and management capabilities, Loc Phat Bank Vietnam (LPBank) has been honored in the Top 50 Outstanding Vietnamese Enterprises in 2025 (Top 50 Vietnam The Best).

As the economy enters the 2026-2030 phase, Vietnam’s banking system faces a pivotal threshold in its next growth cycle, according to experts. Within this landscape, mergers and acquisitions (M&A) are no longer solely tied to resolving underperforming banks but have evolved into a strategic tool for repositioning competitive capabilities, bolstering financial resources, integrating advanced technology, and adopting international governance standards.