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The End of Easy Profits: What’s Next for Banks to Sustain Profitability?

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In the first quarter, banks navigated a challenging environment marked by a continuing compression in net interest margins (NIM). Lending rates were lowered to support the economy, while funding costs remained relatively high to attract deposits. This squeeze on interest rate margins impacted the core income stream from credit activities, directly affecting the bottom line of banking institutions.

“Shareholder Meeting of SCID: Application Filed to Annul VIAC Ruling on An Phu and...

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"At the annual general meeting held on May 16, 2025, the management of Saigon Co.op Investment and Development Joint Stock Company (SCID) provided insights into their strategic direction amidst the ongoing global trade tensions. This meeting also addressed the company's response to the legal proceedings initiated by Novaland regarding the An Phu project."

The Ocean Freight Industry: A Slow Start to Q1

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The maritime transport industry witnessed a mixed performance in 2025, following two positive quarters in the latter half of 2024. While total revenues experienced a slight uptick, profits for many businesses took a hit due to extended Lunar New Year holidays, a weakened international market, and elevated repair and depreciation costs.