Tag: term foreign currency sales

With a transformative and comprehensive people-centric strategy, NCB Bank has crafted an attractive "talent destination" that has enabled it to attract and retain top talent. This strategy has been pivotal in the bank being recognized as the "Best Workplace in Asia" for three consecutive years.

"In the world of banking, a solid understanding of financial metrics is crucial not just for managers and regulators, but also for investors, analysts, and those concerned with financial system stability. Concepts like the Capital Adequacy Ratio (CAR), Non-Performing Loan Ratio (NPL ratio), and debt classification criteria based on overdue days are the 'health indicators' of a bank's performance and stability. These metrics provide valuable insights into a bank's financial health, risk management, and overall operational efficiency. So, let's delve into these concepts and decipher the language of banking metrics to enhance our understanding of this intricate industry."

Cường, a shrewd and enterprising individual, had a penchant for leveraging opportunities. He mortgaged 205 land-use rights certificates, pertaining to plots in the Anh Dũng IV Housing Project, to secure loans from multiple banks. The total value of these loans amounted to a staggering 910 billion VND.