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Vietcombank deposit interest rates for individual customers
In February 2024, the deposit interest rates for individual customers at Vietcombank decreased between 0.1 – 0.2% per year for most terms compared to the beginning of the month.
Specifically, the interest rate for deposits with a term of 1 – 2 months is 1.7% per year.
For a 3-month term deposit, the interest rate is 2% per year. The 6-month and 9-month terms enjoy the same interest rate of 3% per year.
The most preferential interest rate offered by Vietcombank for individual customers is 4.7% per year, for terms of 12 months and above.
The interest rate for deposits with a term less than 1 month is 0.2% per year, and for demand deposits, the interest rate is 0.1% per year. These interest rates remain unchanged compared to January.
Vietcombank deposit interest rates for individual customers in February 2024
|
Term |
VND |
|
On-demand |
0.10% |
|
7 days |
0.20% |
|
14 days |
0.20% |
|
1 month |
1.70% |
|
2 months |
1.70% |
|
3 months |
2.00% |
|
6 months |
3.00% |
|
9 months |
3.00% |
|
12 months |
4.70% |
|
24 months |
4.70% |
|
36 months |
4.70% |
|
48 months |
4.70% |
|
60 months |
4.70% |
Source: Vietcombank.
In addition to counter deposits, Vietcombank also offers online deposit services to bring convenience and time savings to customers. For this method, Vietcombank applies the same interest rates as for regular counter deposits and ranges from 0.2 – 4.7% per year.
Vietcombank online deposit interest rates in February 2024
|
Term |
VND |
|
14 days |
0.20% |
|
1 month |
1.70% |
|
3 months |
2.00% |
|
6 months |
3.00% |
|
9 months |
3.00% |
|
12 months |
4.70% |
|
24 months |
4.70% |
Source: Vietcombank.
Vietcombank deposit interest rates for corporate customers
In early February 2024, the deposit interest rates for corporate customers also decreased by 0.1 – 0.3% per year for most terms compared to the rates recorded at the same time in January.
For the 1 – 2 month term, the interest rate applied is 1.6% per year. The 3-month term deposit has an interest rate of 1.9% per year, and the 6-month and 9-month terms have an interest rate of 2.9% per year.
For terms from 12 – 60 months, the deposit interest rate is 4.2% per year.
The lowest deposit interest rate for corporate customers at Vietcombank in February 2024 is 0.2% per year for demand deposits. This interest rate remains unchanged compared to January.
Vietcombank deposit interest rates for corporate customers in February 2024
|
Term |
VND |
|
On-demand |
0.2% |
|
1 month |
1.6% |
|
2 months |
1.6% |
|
3 months |
1.9% |
|
6 months |
2.9% |
|
9 months |
2.9% |
|
12 months |
4.2% |
|
24 months |
4.2% |
|
36 months |
4.2% |
|
48 months |
4.2% |
|
60 months |
4.2% |
Source: Vietcombank
Note that the above interest rates are for reference only and may change over time and depending on market conditions. Customers should contact the nearest Vietcombank branch for detailed information.
Vietcombank is currently one of the largest banks in Vietnam in terms of scale and transaction network. The bank consistently leads the system in terms of operational efficiency, with a profit of over 41,000 billion dong in 2023.
As of the end of 2023, Vietcombank received nearly 1,396 trillion dong in customer deposits, ranking fourth in the banking industry, only after Agribank, BIDV, and VietinBank.
