In the age of the 4.0 revolution, technology has advanced hand in hand with the development of world history. This impact has opened up many growth opportunities for the banking industry, including PVcomBank when exploiting and applying modern technology platforms to create superior utilities for customers when using digital financial products and services. Not only focusing on the retail segment, PVcomBank also allocates resources in terms of human and investment to the platform system serving corporate customers with many convenient and valuable solutions such as: Opening online business accounts through eKYC; PVcomBank Business system with convenient transaction approval and OTP code issuance, security; Application to implement digital financial services integrating enterprise ERP management system; Continuously expanding financial services on partner channels… This has been highly evaluated by IFM and decided to award “Best SME Digital Banking Platform Vietnam 2023” to PVcomBank.
Ms. Nguyen Thanh Huyen, representative of PVcomBank Executive Board, received the award “Best SME Digital Banking Platform Vietnam 2023”.
For businesses, new technologies are proportional to the rejuvenation of the leadership team. This brings about positive changes in business operations. Young leadership teams often have an open, fast and easy acceptance and application of technological factors to strongly digitize business operations, indirectly changing financial transaction habits, from traditional cash to digital finance. Therefore, PVcomBank’s solutions have contributed to the digital transformation process of businesses, especially SME customers. For example, opening business accounts has been shortened in time, procedures, thanks to the eKYC method being integrated by PVcomBank from the most modern technologies: OCR Optical Character Recognition – Image data reading; AI Artificial intelligence – Artificial intelligence; Authentication by digital signature… Or the PVcomBank Business Internet Banking system integrates many modern utilities, features such as: batch transfer, periodic transfer, currency conversion, salary payment, domestic tax payment and many other administrative features…
Not only focusing on existing customer files, PVcomBank continuously expands relationships with many major partners in the technology field to leverage strengths to diversify the digital financial ecosystem, such as cooperating with VNPT to provide digital financial products and services to customers on oneSME – a comprehensive e-commerce platform to support comprehensive digital transformation for small and medium-sized enterprises.
Also at the Award ceremony, PVcomBank was honored in the “Most Innovative Business Strategy Bank Vietnam 2023” award category.
In the “Most Innovative Business Strategy Bank Vietnam 2023” award category, IFM highly appreciates PVcomBank when adhering to a customer segmentation strategy according to each segment. Based on operating experience, understanding the market, individual needs, PVcomBank has come up with tailor-made solutions for each customer/customer group alongside the general product/service portfolio in the market. The financial solutions implemented have been and are being accepted and highly evaluated in terms of quality and effectiveness by many large domestic and foreign enterprises and corporations.
In addition to focusing on communication products, PVcomBank also has many in-depth research and application activities of digital financial technology to accompany the large projects of enterprises to improve the quality of consulting implementation and creativity in capital, payment, commercial finance solutions… and to “tailor-made” specialize for each specific need to optimize cash flow.
IFM is a group of prestigious international and leading Asian – Middle Eastern specialized magazines in the field of finance – banking, which is partnered with reputable auditing organizations such as KPMG, Deloitte, Earnst & Young, PwC. IFM is highly appreciated by experts for the value, accuracy, and timeliness of financial and insurance market information in the region and the world. Therefore, the evaluation and ranking of banks from IFM often belong to the top reliable reference information in the Asian finance community, Middle East. In previous years, IFM also evaluated PVcomBank in many categories such as: Best Working Environment Vietnam 2022; Bank offering Best Personal Current Account Vietnam 2021; Bank with Best Specialized Deposit Products Vietnam 2020…