Latest ACB Bank Interest Rates for February 2024: Highest Yields for Online Deposits 12 Months

The highest deposit interest rate currently offered by ACB is 5% per year, for a 12-month term with a minimum deposit amount of 5 billion VND, earning interest at the end of the term.



Interest rates for deposits at ACB counter

Survey of the latest interest rates from ACB (Asia Commercial Bank), deposit interest rates at the counter of this bank in early February ranging from 0.5 – 4.6% per year for end-of-term interest payment.

Specifically, the interest rates applied to terms less than 1 month are 0.5% per year.

The interest rates for 1-month and 2-month terms are 2.4% per year and 2.5% per year respectively. The fixed interest rates for 3-month and 4-month deposits are 2.7% per year and 3% per year respectively.

Customers depositing money for a 5-month term will receive an interest rate of 3.4% per year, for a 6-month term it is 3.7% per year, and for a 9-month term it is 3.9% per year.

Currently, the highest deposit interest rate at the counter applied by ACB is 4.6% per year, for customers depositing money for 12 months – 36 months. These are also the terms that the bank has not made any adjustments in recent months.

In addition to end-of-term interest payment, ACB also has other flexible interest payment methods such as: Quarterly interest payment (4.4 – 4.5% per year), monthly interest payment (2.45 – 4.45% per year), and advance interest payment (2.35 – 4.35% per year)

In addition, ACB also offers saving packages under programs such as Phuc An Loc and Tich Luy Tuong Lai which are still effective for customers.

Deposit interest rates at ACB counter in February 2024

Source: ACB.

ACB deposit interest rates for online deposits

Compared to the same period last month, the deposit interest rates for online savings have also been adjusted downwards for deposit terms from 1-2 months. The range of interest rates for end-of-term interest payment is 0.5 – 5% per year.

The deposit tiers for online banking at ACB include: below 200 million VND, from 200 million – below 1 billion VND, from 1 billion – below 5 billion VND, and from 5 billion VND and above.

Specifically, deposits for 1 – 3 week terms have the same deposit interest rate of 0.5% per year. 1-month term has an interest rate ranging from 2.9 – 3.1% per year; 2-month term is 3 – 3.2% per year; 3-month term is 3.2 – 3.4% per year; 6-month term is 3.9 – 4.1% per year; 9-month term is 4.2 – 4.4% per year; 12-month term is 4.8 – 5% per year.

The highest deposit interest rate currently applied by ACB is 5% per year, for a 12-month term with a minimum deposit of 5 billion VND.

ACB online deposit interest rates in February 2024

Source: ACB.

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