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SeABank’s interest rates for individual customers
According to the latest survey, the regular deposit interest rate for individual customers at SeABank ranges from 0.5% to 4.8% per year for end-of-term interest payment.
Specifically, the interest rates for 7-day, 14-day, and 21-day savings are 0.5% per year; the interest rate for 1 – 2 month term is 2.9% per year; 3-5 month term is 3.1% per year; the interest rate for a 6-month term is 3.5% per year;
The interest rate for a 7-month term is 3.6% per year; 8-month term is 3.65% per year; 9-month term is 3.7% per year; 10-month term is 3.75% per year; 11-month term is 3.8% per year; 12-month term is 4.05% per year;
Currently, the highest interest rate for regular deposits with end-of-term interest payment at SeABank is 4.8% per year for 15 – 36-month terms.
Regular deposit interest rates for individual customers at SeABank in February 2024
| Term | Annual interest rate |
| 7 days | 0.5% |
| 14 days | 0.5% |
| 21 days | 0.5% |
| 1 month | 2.9% |
| 2 months | 2.9% |
| 3 months | 3.1% |
| 4 months | 3.1% |
| 5 months | 3.1% |
| 6 months | 3.5% |
| 7 months | 3.6% |
| 8 months | 3.65% |
| 9 months | 3.7% |
| 10 months | 3.75% |
| 11 months | 3.8% |
| 12 months | 4.05% |
| 15 months | 4.8% |
| 18 months | 4.8% |
| 24 months | 4.8% |
| 36 months | 4.8% |
Source: SeABank
In addition to regular deposit products, SeABank offers the “Step Savings” product with interest rates that vary according to the amount deposited by customers. Specifically:
- Deposit amount from 100 million to less than 500 million VND: Interest rate ranging from 2.9 – 5.4% per year
- Deposit amount from 500 million to less than 1 billion VND: Interest rate ranging from 2.9 – 5.45% per year
- Deposit amount from 1 billion to less than 5 billion VND: Interest rate ranging from 2.9 – 5.5% per year
- Deposit amount from 5 billion to less than 10 billion VND: Interest rate ranging from 2.9 – 5.55% per year
- Deposit amount of 10 billion VND and above: Interest rate ranging from 2.9 – 5.6% per year.
Among them, the highest interest rate applied by SeABank is 5.6% per year, for minimum deposits of 10 billion VND with a maturity of 15 months and above.
In addition, SeABank also offers many other diversified deposit products such as: Monthly interest savings, SeaSmart Savings; Building the future, Nurturing dreams.
Depository interest rates for corporate customers at SeABank
Currently, SeABank’s deposit interest rate framework for corporate customers ranges from 3 – 4.4% per year for end-of-term interest payment.
Specifically, the short-term 7, 14, and 21-day terms have the same deposit interest rate of 0.5% per year; the 1 – 3 month terms have an interest rate of 3% per year, the 4-5 month terms have an interest rate of 3.3% per year, the 6 – 8 month terms have an interest rate of 3.4% per year, the 9 – 11 month terms have an interest rate of 3.5% per year, the 12-month term has an interest rate of 4.1% per year, the 13-month term has an interest rate of 4% per year, and the 15 – 18 month terms have an interest rate of 4.3% per year.
Corporate deposits with terms of 24 – 60 months are subject to the highest interest rate of 4.4% per year.
Depository interest rate table for corporate customers at SeABank in February 2024
Term |
Annual interest rate |
|---|---|
| 7 days | 0.50% |
| 14 days | 0.50% |
| 21 days | 0.50% |
| 1 month | 3.00% |
| 2 months | 3.00% |
| 3 months | 3.00% |
| 4 months | 3.30% |
| 5 months | 3.30% |
| 6 months | 3.40% |
| 7 months | 3.40% |
| 8 months | 3.40% |
| 9 months | 3.50% |
| 10 months | 3.50% |
| 11 months | 3.50% |
| 12 months | 4.10% |
| 13 months | 4.00% |
| 15 months | 4.30% |
| 18 months | 4.30% |
| 24 months | 4.40% |
| 36 months | 4.40% |
| 60 months | 4.40% |
Source: SeABank
In addition to end-of-term interest payment, SeABank also offers other interest payment options for corporate customers to consider and choose from, such as: Periodic interest payment (interest rate of about 3 – 4.22% per year); Initial interest rate (interest rate of about 2.99 – 4.08% per year); Day term deposit (interest rate of about 3 – 4.1% per year); Flexible principal withdrawal deposit (interest rate of about 2.8 – 4.2% per year).
