Investment Funds – A Bright Spot in Low Interest Rate Environment
Financial experts predict that the economic situation, both domestic and global, will remain difficult this year. Therefore, investors, especially those with little experience in the market, should carefully consider investment channels.
The savings deposit interest rate of more than 20 state-owned banks has continuously decreased to below 5% per year. Gold is the most popular traditional investment channel, but since the end of 2023, SJC gold prices have been constantly rising, reaching close to 80 million VND/tael. Meanwhile, real estate is experiencing a slow recovery, the VN-Index stock market index is gradually recovering but still volatile.
“I am currently investing in gold, however, when I see gold prices reaching new highs every day, myself and other investors are also very concerned if the price of gold reaches its peak and declines in the future,” shared investor Hoang Nam.
“Although I see the potential of the bond market this year, I still have doubts about this product since the crisis,” said investor Phuong Linh.
For inexperienced investors, Investment Certificates are considered the most suitable and optimal investment channel. Since mid-year 2023, the investment certificate market has been heating up with positive performance. According to Dragon Capital, by the end of 2023, the profit of DCDS equity investment fund reached 27.5%. Also in 2023, the VESAF equity fund of VinaCapital also achieved a promising investment performance with 30.9%. Experts also suggest that investors should start participating in the investment certificate market early to achieve the best investment results.
Investing in Investment Certificates means that investors use their own money to contribute capital to public investment funds (known as open-ended funds). After that, they receive a certificate as proof that they have contributed capital to the fund. Experienced financial experts from large Fund management companies will invest and help create profits from the initial investment.
Investment Certificates are a safe investment channel that does not require resources for investors with little experience, as investment decisions will be made by experts instead of self-investment, reducing risk for investors.
Investing in Investment Certificates is a legally recognized and highly liquid form. Investing in Investment Certificates is a long-term investment product, suitable for investors with low initial capital and little experience.
VNSC by Finhay – The Leading Platform for Investment Certificates
VNSC by Finhay – the leading investment certificate platform is a distributor of more than 20 popular investment certificates from more than 10 reputable Fund management companies. Trading investment certificates on VNSC by Finhay, investors are directly named as owners of assets. Moreover, investors also have more investment options such as stocks and bonds on the same platform, convenient for managing all assets.
Investing in certificates on VNSC by Finhay, investors can access information on investment certificates through the Fund Market. This is the most complete website providing information on investment certificates including certificate prices, comparing the profits of open-ended funds, fund asset values, and especially the investment portfolio of each fund,… As a result, investors can easily consider and choose the fund that is most suitable for their investment goals.
Look up information about investment certificates on the Fund Market
Investors on VNSC by Finhay are encouraged to buy regularly with the SIP (Systematic Investment Plan) tool, which optimizes the average price of investment certificates, avoiding buying at the peak and selling at the bottom, especially with equity funds that have high volatility according to the market. In addition, on VNSC by Finhay, there is also the mascot-based investment tool, which helps investors easily choose funds based on risk appetite. Investing in funds based on mascots also helps diversify the portfolio as each mascot holds multiple investment certificates, and the portfolio is monitored and optimized based on market trends by financial experts.
Invest in the appropriate mascot-based fund with various risk appetites
Fund experts are experienced and understand the Vietnamese market from reputable Fund management companies, closely cooperating with VNSC by Finhay, such as Dragon Capital, VinaCapital, UOB Asset Management, Mirae Asset,… They are also invited to share events and update market information exclusively for investors on VNSC by Finhay.
VNSC by Finhay is a combination of the Vina Digital Securities Company (VNSC) and the technology from fintech company Finhay. With VNSC by Finhay, investing in certificates becomes easier thanks to a diversified fund portfolio, advanced technology tools that help save time and optimize investment efficiency.
Join the investment certificate market and receive the latest updates on VNSC by Finhay at: https://tinyurl.com/yfhbfth3
