Those who enjoy shopping are well-familiar with various discounts such as 2/2, 3/3, 4/4, and big sale seasons on e-commerce platforms. Black Friday, on the other hand, is all about deals. VIB cardholders get special offers every month, specifically on the 20th, which is known as the Spending Gala and Card Opening Gala. This is marked on their calendars so they don’t miss out on the exciting perks reserved for Ngân hàng customers.
Partying with friends on spending day
Minh Hang (an office worker in Ho Chi Minh City), whose busy work schedule permits her and her close friends to meet only once or twice a month, uses the 20th of each month to get together at a cozy restaurant, enjoy the ambiance and savor delicious dishes. They pay using their VIB credit cards to take advantage of the special offers.
“With just 200,000 VND, I get 5,000 bonus points. Small expenditures can amount to something big. For a whole year, we save up our points through our card usage at restaurants and coffee shops and then convert the points into a voucher to host a year-end party” – Minh Hang shares her clever method of saving.
This program is applied by VIB on Spending Gala Day for all VIB credit cardholders.
Choose a date to buy expensive items, make travel plans
For several years, Ms. Khiet Linh (a housewife in Hanoi) has chosen to purchase high-quality items with the aim of using them long-term. For these high priced items, she selects her desired model and brand, and waits until the 20th of each month to make her purchase using her VIB credit card. This method of spending has allowed her and her family to save considerably through cashback and points.
“For instance, I chose LG’s UV Nano air purifier and when I bought it through VIB, I got a 30% discount, saving over 12 million VND while also getting a gift from the brand. If I make my purchase on the 20th, I get 100,000 VND cashback. Isn’t that great?” Ms. Linh says.
If she chooses to pay for the item in installments, Ms. Linh can split the cost with a 0% interest rate for up to 36 months (subject to current VIB terms and conditions).
The cashback or point redemption is applicable to the following card categories: Online Plus 2in1, Rewards Unlimited, Family Link, Super Card, and Cashback.
Cardholders can also accumulate 20 miles for every 200,000 VND spent with Travel Elite and Premier Boundless cards. Super Cardholders can earn points or cashback of up to 15% depending on the category, with a maximum of 1,000,000 VND per billing cycle. This cashback rate is among the most competitive on the market.
The top 5 customers with the highest online spending each quarter will receive 10 million VND each, while the cardholder with the highest spending for the entire year (up to December 20, 2024) will earn 100 million VND. Join the VIB Spending Gala by sending a text message with “VIB CT” to 6089 (fee 1,000 VND).
Open an account and instantly enjoy offers
The VIB card opening program is a great way to acquire a VIB credit card and benefit from a range of attractive offers. Simply open a VIB card on the 20th of any month and spend a minimum of 3 million VND to waive the annual fee for the first year.
Along with these offers, VIB customers enjoy modern, seamless, and convenient spending experiences. They can use 100% of their credit limit when paying online or through POS machines that accept credit cards linked to Mastercard, Visa, and American Express. Financial Free cardholders receive the benefit of unlimited cash withdrawals amounting 100% of their credit limit and interest-free for the first three billing cycles. In addition, the interest-free grace period of up to 55 days allows cardholders to manage their monthly expenses.
With VIB’s advanced technology, the online card opening process is streamlined to take just 15-30 minutes. After successful registration, cardholders can use their virtual card for online transactions while they wait for their physical card to arrive in the mail.
