Lock in a great interest rate for 5 years
Enjoy a competitive interest rate that’s fixed for the first 5 years with ACB’s “Preferential Loan – Peace of Mind” program. This promotional rate starts at just 9.5%/year and gives borrowers peace of mind when it comes to long-term financial planning.
Whether you’re looking to purchase or renovate a home, consume, or invest in your business, this loan program has got you covered. With a competitive rate that’s fixed for the first 5 years, you can easily manage your finances and make long-term plans with confidence.
Borrow with confidence and flexibility
ACB’s “Preferential Loan – Peace of Mind” program offers borrowers a flexible repayment schedule and a loan period of up to 25 years. You can choose to make equal installments or opt for a stepped repayment plan, increasing your payments by 10-20% each year. With this long-term, low-interest loan, you can pursue your dreams and goals without the burden of high-interest rates or unpredictable monthly payments.
This loan program gives you access to the capital you need to make your plans a reality, all while maintaining control over your cash flow when it comes to repaying the principal and interest.
Streamlined application process for quick funding
At ACB, we understand that time is money. That’s why we’ve optimized our loan approval process to ensure you get the funds you need as quickly as possible. From initial consultation to final approval, every step of the borrowing process is streamlined for efficiency. Simply provide the necessary documents and meet the basic requirements to get started on your financial journey with ACB.
Real benefits for real borrowers
“I’ve been renting space for my spa business for years, and now I’m finally saving up to own my own place,” says Kim Anh, a small business owner in Hanoi. “With ACB’s promotional rate, I can enjoy a competitive interest rate and peace of mind knowing that my rate is fixed for the first 5 years. This helps me tremendously with my financial planning and budgeting.”
ACB’s “Preferential Loan – Peace of Mind” program also makes it easier for borrowers to achieve their dream of homeownership. “Despite the economic challenges and uncertain job market, I decided to take the leap and buy a home in Da Nang,” shares Nhat Hoang. “I chose to borrow from ACB because of their quick and flexible approval process, which saved me time and energy when it came to the home-buying paperwork.”
“With this preferential loan program, ACB aims to provide individuals with access to capital that suits their needs,” says an ACB representative. “Whether it’s for personal or business purposes, we want our customers to have the financial support they need to pursue their dreams. With our competitive interest rates, flexible repayment options, long loan periods, and simple application process, ACB is your trusted partner for all your borrowing needs.”
Learn more about ACB’s “Preferential Loan – Peace of Mind” program and take advantage of their promotional interest rates: ACB Bank’s Preferential Loan with Promotional Interest Rates
Advantages of 1-Month Fixed Deposit
More and more customers are considering choosing a 1-month fixed deposit due to the higher interest rate compared to the non-fixed and savings deposits.
Nearly 7.4 trillion VND of TPDN bought back in January 2024, over 279 trillion VND due for repayment throughout the year.
According to data compiled by the Vietnamese Bond Market Association (VBMA) from HNX and SSC, as of February 2, 2024, there were two private corporate bond issuances totaling VND 1.65 trillion and one public bond issuance totaling VND 2 trillion in January 2024.
Almost 7.4 trillion VND of TPDN acquired in January 2024, over 279 trillion VND due to mature throughout the year
According to data compiled by the Vietnam Bond Market Association (VBMA) from HNX and SSC, as of February 2nd, 2024, there have been two private placement bond issuances worth 1.65 trillion VND and one public offering worth 2 trillion VND in January 2024.
15-year Mortgage Financing with Fixed Interest Rate: Opportunity to Own a Vinhomes Home
With repayment terms of up to 15 years and a maximum fixed interest rate of 9.5%, home buyers have a golden opportunity to own Vinhomes properties despite market fluctuations.
