SeABank is committed to enhancing every touchpoint in our customers’ journeys, proactively offering a range of financial services to ensure a seamless experience. Our key differentiator is our ability to provide business customers with access to optimized financial services.
Attractive Interest Rates
Recognizing that capital is the lifeblood of any business, SeABank focuses on addressing the capital needs of enterprises by offering various loan packages with large limits and preferential interest rates. Notably, we have launched a series of industry-specific financing products, including a distribution financing product for Honda dealers with a limit of up to 500 billion VND and an interest rate as low as 4.5%/year, and a financing product for distributors in the FMCG sector, offering an overdraft limit of up to 5 billion VND with a 12-month term. We have expanded our lending criteria to enable more businesses to access unsecured loans of up to 5 billion VND to support their operations.
We have also streamlined our procedures to provide convenience to our customers throughout the loan application, approval, and disbursement processes. Additionally, we offer promotional interest rates, such as medium and long-term loans starting at 7%/year and overdraft interest rates from 8.5%/year for customers with FMCG credit approvals.
Empowering Businesses with Financial Management Tools
One of SeABank’s key objectives is to develop applications on a digital platform. Businesses can enhance their digital experience with our electronic banking services, SeAMobile Biz/SeANet, which offer account information inquiries, money transfers, account openings, and support for quick internal and interbank transfers. SeAMobile Biz also enables customers to transact anytime, anywhere, and stay updated with market exchange rates and interest rates for foreign currency transactions and international money transfers. These superior features have earned SeAMobile Biz the 2024 Sao Khue Award in the field of digital banking, marking a significant step forward in SeABank’s digital convergence strategy.
Business Credit Cards
In addition to preferential interest rates, SeABank prioritizes cashless transactions with our duo of business credit cards: SeAMileage and Visa Corporate. These cards offer a credit limit of up to 5 billion VND and a maximum interest-free period of 55 days. This pair of credit card products for organizational customers is designed to help businesses efficiently manage their capital.
When using the Visa Corporate credit card, customers earn reward points and cashback on all transactions. Meanwhile, the SeAMileage credit card offers bonus miles and Gold Lotus membership upgrades, along with additional benefits on Vietnam Airlines and BRG Group products and services.
Currently, SeABank is offering attractive promotions for cardholders, including a waiver of the first-year annual fee and a refund of the second-year annual fee for customers with a minimum spend of 200 million VND in the preceding 12 months for SeAMileage and 50 million VND for Visa Corporate. We also have a rewarding spending accumulation program that offers Gold Lotus Platinum membership upgrades and Vietnam Airlines business class tickets.
Supporting Import and Export Businesses
With a vision to build and develop a comprehensive import and export service model for businesses, SeABank provides a range of financial solutions to help enterprises optimize their business efficiency and seize opportunities. At SeABank, businesses can access all their needs for guarantees, letters of credit (L/C), and export-import financing. Each product is backed by detailed processes, streamlined procedures, and secure transactions for all involved parties, enabling businesses to optimize their operational efficiency.
Enhancing Privileges with Specialized Financial Services
SeABank is dedicated to optimizing the experience for our business customers through various customer loyalty programs, notably SeALoyalty and the SeAPower Women’s Club.
SeALoyalty is a policy designed for loyal business customers using SeABank’s services, offering three tiers: Platinum, Diamond, and Gold. Each tier provides unique financial and non-financial privileges, aiming to elevate our customers’ experiences to match their business stature and standing.
The SeAPower Women’s Club, on the other hand, is exclusively for female entrepreneurs on their journey to elevate their stature. SeAPower’s mission is to build a community that connects exceptional female leaders and provides comprehensive care services.
SeAPower members enjoy exclusive benefits, including specialized loan offers, financial training by leading experts, preferential services, participation in supply-demand conferences connecting enterprises, and discounts from various partner brands associated with SeABank.
SeABank is not just a commercial bank but a trusted financial partner committed to accompanying Vietnamese enterprises on their path to sustainable development. With our comprehensive and superior financial solutions and attractive financial privileges, we pledge to deliver tangible value, helping businesses enhance their operational efficiency and confidently expand their global reach.
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