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Illustration photo. (Source: VNA)
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According to the latest bank interest rates, the interest rates for term deposits with a term of 1 year (12 months) range from 3.9% to 6.2% per annum, with interest payable at maturity. Indovina Bank and OceanBank offer the highest interest rates at 6.2% and 6.1% per annum, respectively.
12-month term deposit interest rates for over-the-counter deposits:
- Indovina: 6.2% per annum
- OceanBank: 6.1% per annum
- DongA Bank, Timo by BVBank, and Saigonbank: 6.0% per annum
- BVBank, PGBank, and Bao Viet Bank: 5.9% per annum
- Bac A Bank and NCB: 5.85% per annum
- CBBank and MB: 5.7% per annum
- Nam A Bank and OCB: 5.6% per annum
- ABBank, HDBank, and Public Bank: 5.4% per annum
- KienLong Bank, LPBank, and PVcomBank: 5.3% per annum
- GPBank: 5.2% per annum
- Eximbank: 5.1% per annum
- Sacombank: 5.0% per annum
- Agribank: 4.8% per annum
- BIDV: 4.7% per annum
- ACB: 4.5% per annum
- Hong Leong Bank Vietnam: 3.95% per annum
Interest rates for longer-term deposits:
- Eximbank offers interest rates of 6.5-6.8% per annum for long-term deposits ranging from 15 to 34 months.
- KienLong Bank offers an interest rate of 6.1% for term deposits with terms ranging from 12 to 24 months.
- BVBank offers an interest rate of 6.2% for 15-month term deposits and 6.3% for 18-24-month term deposits.
- IVB offers an interest rate of 6.2% per annum for term deposits of 24 months or more, 6.05% per annum for 18-month term deposits, and 6.05% for 13-month term deposits.
- GPBank offers an interest rate of 6.05% per annum for 12-month term deposits and 6.15% per annum for term deposits with terms ranging from 13 to 36 months.
- Cake by VPBank offers an interest rate of 6.1% for 24 and 36-month term deposits. OceanBank and KienlongBank also offer an interest rate of 6.1% per annum for 24 and 36-month term deposits, respectively.
- MBV offers an interest rate of 6.1% per annum for individual customers with term deposits of 18 to 36 months.
- VRB and DongA Bank offer an interest rate of 6.0% for 24-month term deposits.
- VietABank offers an interest rate of 6.0% for 36-month term deposits.
- SaigonBank offers interest rates of 6.0% for 13, 18, and 24-month term deposits and 6.1% for 36-month term deposits.
- HDBank offers an interest rate of 6.0% for 15-month term deposits and 6.1% for 18-month term deposits.
- BAOVIET Bank offers an interest rate of 6.0% for term deposits with terms of 15, 18, 24, and 36 months.
- CB Bank offers an interest rate of 6.0% for term deposits with terms of 12 months or more.
- PVcomBank leads the way with a special interest rate of 9.5% for over-the-counter deposits with terms of 12 to 13 months. However, to qualify for this interest rate, customers must maintain a minimum deposit balance of 2,000 billion VND.
- HDBank offers a competitive special interest rate of up to 8.1% per annum for 13-month term deposits and 7.7% for 12-month term deposits. The minimum balance requirement to qualify for this rate is 500 billion VND. The bank also offers an interest rate of 6.0% for 18-month term deposits.
- MSB offers competitive interest rates for over-the-counter deposits, with up to 8.0% per annum for 13-month term deposits and 7.0% for 12-month term deposits. The eligibility criteria include new savings accounts or automatically renewed accounts opened from January 1, 2018, with a term of 12 or 13 months and a minimum deposit amount of 500 billion VND.
- DongA Bank offers an interest rate of 7.5% per annum for term deposits with a term of 13 months or more, with interest payable at maturity, for deposits of 200 billion VND or more. The bank also offers an interest rate of 6.1% for 24-month term deposits.
- Bac A Bank offers interest rates of 6.0% per annum for 12-month term deposits, 6.1% per annum for 13 to 15-month term deposits, and 6.4% per annum for term deposits with terms ranging from 18 to 36 months. These interest rates apply to deposit amounts exceeding 1 billion VND.
– 08:37 20/01/2025
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