Bank

Unlock Cost-Effective Business Solutions with SHB Credit Cards

Unlock operational efficiency and amplify your competitive edge with the SHB Mastercard Business Platinum credit card. Beyond addressing working capital needs, this card empowers businesses to optimize significant operational expenses, ensuring every penny fuels your growth. Elevate your financial strategy and stay ahead in the market with unparalleled cost management.

Administrator

23 September, 2025

Amid rising operational costs and prices, businesses increasingly need additional working capital. The SHB Mastercard Business Platinum credit card has become a popular choice, offering a dual solution: immediate capital injection and optimized operational costs through exclusive benefits. Its standout feature is an interest-free period of up to 58 days—a market-leading offer—providing businesses with flexible capital without accruing interest for nearly two months. This is particularly vital for SMEs facing cash flow pressures.

SHB Business Credit Card offers up to 58 interest-free days—a top-tier market advantage…

With cashback of up to 10% per statement cycle, spending on the SHB business credit card reduces operational costs. Higher spending translates to greater savings on essential recurring payments like utilities, fuel, travel, advertising, and cloud services.

Mr. N.H.D, Marketing Director of a trading company, shared: “We allocate a monthly budget for social media advertising, which peaks during high seasons. Compared to traditional payment methods, the SHB business credit card saves us costs by allowing nearly two months of interest-free capital utilization. For SMEs, this significantly eases financial challenges.”

For businesses frequently transacting abroad, the card offers a convenient payment solution with a low foreign exchange fee of 1.79%, ensuring transparent expense management during international trips. Enhanced by EMV® 3-D Secure technology from Mastercard, it guarantees maximum security for online transactions. The Contactless feature further streamlines payments, making them fast and effortless.

…rapidly supplements working capital, optimizes cash flow management, and reduces costs.

The card’s high credit limit meets substantial business spending needs and allows employee access for specific business purposes, enhancing payment flexibility.

All transaction details—date, time, amount, etc.—are securely stored by the bank, enabling businesses to monitor transactions via detailed statements. Companies can also delegate card usage to employees and manage subsidiary cards.

Rooted in a deep understanding of business needs, the SHB Mastercard Business Platinum serves as SHB’s extended arm, supporting enterprises with working capital, swift payments, seamless transactions, cash flow management, cost savings, and robust security.

In alignment with Resolution 68-NQ/TW of the Politburo on Private Economic Development, SHB has launched numerous credit solutions and incentives for private enterprises, especially SMEs. These initiatives have significantly supported businesses and national economic growth.

Recognized for its exceptional financial solutions, SHB has earned prestigious awards, including “Best Sustainable Financing Bank for SMEs in Vietnam 2025” (Alpha Southeast Asia), “Best Bank for Public Sector Clients in Vietnam” (FinanceAsia), “Best Sustainable Finance Bank in Vietnam” (Global Finance), and “Best Payment Solutions Initiative in Vietnam” (The Asian Banker). Notably, SHB remains in the Fortune Southeast Asia TOP 200 Companies list.

As part of its comprehensive transformation strategy, SHB aims to become the most efficient bank, the most beloved digital bank, and the leading retail bank. It also strives to be a top provider of capital and financial services to strategic private and state-owned enterprises, focusing on supply chains, ecosystems, and green development. By 2035, SHB envisions itself as a modern retail bank, a green bank, and a leading digital bank in the region.

Minh Tài

– 11:16 22/09/2025