Ms. Pham Thi Kim Phuong, Project Director of the Enterprise Digital Factory at MB, receives the award.
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On October 8th, the Vietnam Digital Awards (VDA) 2025 ceremony was held at the Military Radio and Television Center in Hanoi, organized by the Vietnam Digital Communications Association and VietTimes e-Magazine. The event was attended by leaders from various ministries, state management agencies, and the technology business community.
At the event, MB was honored with three breakthrough technology solutions: the AI-powered transaction protection application for MB’s mobile app (App Protection), the end-to-end automation solution for unsecured loans targeting micro-enterprises (SMEs), and the technology-driven solution for fully automating credit limit renewal for micro-SMEs.
The AI-powered transaction protection application on MB’s mobile app demonstrates the bank’s commitment to ensuring absolute security for its 35 million customers. The integrated AI system detects and prevents fraudulent activities, cyber-attacks, and security threats in real-time, enhancing customer trust and experience in digital banking services.
The App Protection solution on the MBBank app serves as an advanced security layer, playing a crucial role in safeguarding customer personal information.
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The two automation solutions for micro-enterprises mark a significant step in the comprehensive digitalization of credit processes. Automation from registration to approval and disbursement significantly reduces processing time, minimizes paperwork, and enhances capital accessibility for small businesses. Notably, the automated credit limit renewal solution, based on data and transaction behavior analysis, allows customers to renew their credit limits quickly without complex procedures.
Held annually since 2018, under the patronage of the Ministry of Information and Communications, now the Ministry of Science and Technology, the Vietnam Digital Awards has become one of the most prestigious programs recognizing pioneering efforts in digital transformation nationwide.
The 2025 edition, the eighth season, takes place as the country accelerates the implementation of Resolution No. 57-NQ/TW by the Politburo on breakthroughs in science, technology, innovation, and national digital transformation, making it a particularly significant event.
“This award is a testament to MB’s relentless efforts in applying advanced technology to enhance service quality and customer experience. With a vision to become a leading digital enterprise and financial group, MB continues to pioneer the digital transformation revolution in Vietnam’s banking sector, contributing positively to building a strong and prosperous digital Vietnam,” said an MB representative.
After six months of launch, Vietnam Digital Awards 2025 reached over 15,000 agencies, organizations, and businesses, receiving over 400 nominations, the highest number to date. Following a rigorous and objective evaluation process, 52 outstanding agencies, businesses, public units, and individuals in the national digital transformation journey were honored.
– 17:42 09/10/2025
Vikki Digital Bank Wins Two Innovation Awards at Better Choice Awards for Second Consecutive Year
On the evening of October 3rd, the Better Choice Awards 2025 officially took place, marking the debut of the Consumer Finance Awards—a dedicated category exclusively honoring excellence in the Financial and Banking sectors.
Which Bank Offers the Highest Savings Interest Rate in October 2025?
In early October, savings interest rates across banks remained stable, hovering around 5-6% per year for 12-month terms, with several banks offering bonus interest rates for depositors.
First Big4 Bank Reveals 9-Month Business Results: Nearly 18 Million Customers Deposit Over 1.7 Quadrillion VND, Non-Performing Loan Ratio Drops to 1.19%
As of September 30th, this bank’s total assets reached an impressive 2.3 quadrillion VND, with capital sources amounting to 2.2 quadrillion VND. Notably, its total outstanding loans to the economy surpassed 1.92 quadrillion VND, underscoring its significant role in driving economic growth.
Seamless Air Travel Ahead: ACV Leadership Announces Automated Passenger Verification from Booking to Boarding
“At the seminar titled ‘Enterprises in the Digital Age: Creative Footprints and Global Integration,’ organized by Tien Phong Newspaper on the afternoon of October 8th, Mr. Pham Quang Hieu, Deputy Head of Environmental Technology Department at Vietnam Airports Corporation (ACV), shared his insights.”
SBV Payment Surge: Cashless Transactions Hit 25x GDP in 2024
At the seminar titled “Cashless Payments: Towards Convenience, Safety, and Comprehensive Connectivity” held on the morning of October 7th, Mr. Phạm Anh Tuấn, Director of the Payment Department at the State Bank of Vietnam (SBV), revealed that in just the first 8 months of 2025, key indicators for digital payments and transactions have shown robust growth. Interbank payment transactions surged by 19% in volume and 69.1% in value. Notably, cashless payments have reached a scale 25 times the GDP of 2024.
