SHB Counter Deposit Interest Rates for October 2025
For customers depositing at the counter through the tiered savings program and receiving interest at maturity, SHB applies interest rates based on two deposit tiers: Under 2 billion VND and 2 billion VND or more.
For deposits under 2 billion VND, interest rates range from 0.5% to 5.5% per annum. Specifically, deposits with a term of less than 1 month earn 0.5%/year; 1-2 months 3.3%/year; 3-5 months 3.6%/year; 6-11 months 4.6%/year; 12 months 5.0%/year; 13-18 months 5.1%/year; 24 months 5.2%/year; and 36 months or more offer the highest rate at 5.5%/year.
SHB Counter Savings Interest Rate Chart for October 2025
For deposits under 2 billion VND, interest rates range from 0.5% to 5.6% per annum. Specifically, deposits with a term of less than 1 month earn 0.5%/year; 1-2 months 3.4%/year; 3-5 months 3.7%/year; 6-11 months 4.7%/year; 12 months 5.1%/year; 13-18 months 5.2%/year; 24 months 5.3%/year; and 36 months or more offer the highest rate at 5.6%/year.
In addition to interest paid at maturity, customers can choose from various interest payment options: Interest paid in advance; Monthly interest payments; Quarterly interest payments; Semi-annual interest payments; Annual interest payments.
SHB Online Deposit Interest Rates for October 2025
For online deposits, SHB offers interest rates 0.1% higher than counter deposits for terms of 1 month or more, ranging from 3.5% to 5.8% per annum.
Specifically, deposits with a term of 1-2 months earn 3.5%/year; 3-4 months 3.8%/year; 5 months 3.9%/year; 6-8 months 4.9%/year; 9-11 months 5.0%/year; 12 months 5.3%/year; 13-24 months 5.5%/year; and 36 months or more offer the highest rate at 5.8%/year.
SHB Online Savings Interest Rate Chart for October 2025
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