As businesses increasingly embrace digitalization and optimize resources to expand operations, the need for quick and flexible access to capital has become essential. However, many companies still face challenges with paperwork and procedures. Recognizing this, Sacombank has partnered with MISA to launch a financial solution on the MISA Lending platform, ensuring secure and efficient capital flow.
The standout feature of this new capital access solution is its fully digitized process. By directly connecting data from the MISA Lending platform to the bank, customers gain full control in selecting suitable loan options. This streamlines document submission, reduces processing time by up to 70%, and enables businesses to seize timely opportunities, especially during peak periods requiring capital for inventory or partner payments.
Sacombank currently offers two funding options for SMEs on MISA Lending: the Supplementary Business Capital Loan and the Corporate Credit Card. The total credit limit reaches up to 5 billion VND, with an unsecured credit limit of up to 1 billion VND.
With the Supplementary Business Capital Loan, SMEs pay interest only on the reducing balance, enjoy free withdrawals, and can settle the loan flexibly without fees. The Corporate Credit Card offers up to 55 days of interest-free credit. This combination helps businesses optimize capital costs and manage cash flow effectively across all activities.
Through its partnership with MISA, Sacombank reinforces its commitment to supporting businesses in accessing capital swiftly and flexibly, laying a strong foundation for sustainable SME growth. This initiative also drives comprehensive digital transformation and strengthens Vietnam’s private sector economy. It marks a significant step in Sacombank‘s strategy to advance national digital transformation.
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– 16:40 17/12/2025
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