The preferential interest rate loan package was launched as a timely and practical solution, helping workers avoid the “black credit” trap, improving their quality of life, and contributing to economic and social stability and development.
Together with workers to overcome difficulties, dispel worries, and welcome new opportunities
In line with the orientation of the State Bank of Vietnam and in the spirit of accompanying and sharing difficulties with workers, since the end of 2022, HD SAISON has been working closely with the Vietnam General Confederation of Labor to implement a preferential interest rate loan package of VND 10,000 billion to support workers with capital to boost their living expenses, and contribute to eliminating “black credit”. Looking back over 2023, the preferential interest rate loan package of VND 10,000 billion has been highly effective, with nearly one million workers in over 51 provinces and cities expressing their joy and strong support for accessing official loan sources, low interest rates, only 50% of the market, helping workers stabilize their lives and work and produce with peace of mind. By the end of 2023, HD SAISON had disbursed over VND 9,800 billion.
Action is love. VND 15,000 billion has been arranged by HD SAISON to continue supporting workers in avoiding black credit, contributing to improving the lives of workers. The total preferential interest rate loan package has increased by 50%, equivalent to VND 5,000 billion

On this occasion, International Labor Day, the festival of workers, HD SAISON continues to implement a preferential interest rate loan package of up to VND 15,000 billion, an increase of 50% compared to 2023, with the desire to help millions of workers nationwide easily access preferential unsecured loan sources, quick disbursement, repayment period of up to 24 months, interest rates only half of the market… The preferential loan package is customized by HD SAISON to suit each circumstance and the needs of workers.
Workers, laborers in any area can easily register for the preferential credit package through various methods, suitable for the diverse needs of each person, such as HD SAISON’s phone application or through more than 24,000 financial service referral points nationwide, representatives of HD SAISON at the enterprise or register directly with the trade union at the workplace.
In particular, when registering for a loan via HD SAISON’s phone application, workers can experience digital technology lending, simple and convenient operations, secure information, and absolute safety.
A representative of HD SAISON said that expanding the scale of the preferential loan package together with digitizing the lending process aims to better meet the needs of workers and laborers. Through these efforts, HD SAISON wants to create a positive impact, helping workers and laborers integrate into the digital economy and eliminate black credit.
2024 promises to be a year with many opportunities and challenges, but with careful preparation and a strong commitment from HD SAISON, HD SAISON’s VND 15,000 billion preferential loan package is not only a financial solution, but also a practical action demonstrating determination to go alongside workers and laborers, so that they are not left behind in the evolution of the socio-economy. With continuous efforts, HD SAISON – a pioneer consumer finance company licensed to establish and operate by the State Bank of Vietnam, with over 15 years of operation – is proud to join workers and laborers on their journey to build a safe financial environment, and develop for a sustainable future.
For workers and laborers. Monthly interest rate of 1.5%.
Register for a loan right on the HD SAISON app!
Download the HD SAISON app here: https://www.hdsaison.com.vn/app-download.html