Bank

As the year draws to a close and the Lunar New Year approaches, consumer demand surges. People often find themselves eager to renovate their homes, purchase new vehicles, or invest in the latest technology and home appliances. Many acknowledge this period as an opportunity to "re-standardize" their quality of life, upgrading themselves as a reward for a year of hard work or to prepare for new opportunities in the coming year. However, short-term cash flow constraints can sometimes hinder the ability to achieve all these aspirations simultaneously.

Amidst the backdrop of the most significant surge in credit outstanding balances across the entire system in recent years, interest income from lending continues to serve as the cornerstone of profitability for banks.

Numerous banks have already exhausted their credit limits for the year as early as the beginning of November. Experts suggest that this year’s credit growth of approximately 18% reflects a robust economic recovery, with no significant concerns apparent at this stage.

In today's trading session, a leading gold retailer further reduced the buy-in price of gold rings to 149.5 million VND per tael.

In the face of increasingly stringent regulations surrounding personal data protection and electronic transactions, the evolution of digital banking ecosystems must transcend internal business operations. According to Dr. Nguyễn Quốc Hùng, this development should foster region-wide connectivity, enhancing customer convenience while simultaneously fortifying defenses against cross-border fraud and deception.

To date, eight commercial banks have met the required capital criteria to be licensed for gold production, import, and export activities.

On November 26th, the Vietnamese government issued Resolution No. 8/2025, allowing eligible Vietnamese citizens to gamble at select casino establishments within the country.

On the evening of November 26th, Hanoi hosted the prestigious Red Star Award ceremony, honoring the Top 10 Outstanding Young Vietnamese Entrepreneurs of 2025. The event also celebrated the Top 30 and Top 100 young business leaders who have made significant contributions to Vietnam's entrepreneurial landscape.

MSB proudly introduces the MSB Mastercard Green World credit card, a financial product tailored for the modern generation embracing Sustainable Leadership. This card not only maximizes financial benefits but also serves as a powerful tool to demonstrate a commitment to environmental and community responsibility.

At the 2025 Autumn Economic Forum held from November 25-27 in Ho Chi Minh City, themed "Green Transition in the Digital Era," Nam A Bank actively participated as a key partner. The bank presented strategic proposals on green finance, aiming to unlock international capital flows and drive sustainable development.