Investors and guests experience the Techcombank Account at the booth
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In January 2024, Techcombank launched the “Auto Profit” feature on Techcombank Mobile with the message “Money makes its own profit, and you can relax” with the hope of activating a prosperous new year. The superiority of the “Auto Profit” feature on the new-generation digital banking platform immediately attracted the participation of nearly a million customers, thanks to its ability to optimize returns from idle funds.
Continuing to pioneer the journey of new-generation digital banking with advanced technology, Techcombank has officially announced the launch of the “Techcombank Account – The Auto Profit Era” for over 13.8 million customers using the bank’s services, as well as new customers.
Previously, customers could use their accounts for convenient and secure cashless transactions with superior payment features, but the idle money only earned interest rates of 0.05-0.5%/year. The new-generation “Techcombank Account” with the “Auto Profit” feature allows customers’ floating capital to achieve optimal returns with interest rates of up to 3.6%/year (according to the policy of each period) while still being flexible for payment transactions anytime, saving time with an optimized digital experience. With unique customer value propositions integrated into the “Techcombank Account”, the “Auto Profit Era” is a breakthrough in Techcombank’s journey to enhance customer value.
Techcombank has made a strong impression on its journey to lead the digitalization of the financial industry in Vietnam with the successful milestone of “Zero Fee” – free of charge for all electronic transfers in 2016, and the launch of the “Digital Bank for a New Era: Techcombank Mobile” in 2021. With the official announcement of the “Techcombank Account – The Auto Profit Era”, Techcombank once again affirms its position as a pioneering bank, accompanying the government, the State Bank, and financial organizations towards a larger goal: Promoting a cashless society, transforming the digitalization of the banking industry to enhance the quality of life of the people, and bringing super-personalized financial experiences to all customers.
 Mr. Nguyen Anh Tuan, Director of Techcombank’s Retail Banking Division, shared at the launch event of the Techcombank Account – The Auto Profit Era.
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“All customers, whether individuals or organizations, whether leading enterprises or bold startups, have aspirations. With the launch of the ‘Techcombank Account – The Auto Profit Era,’ we aim to be the bank that enables them to pursue their dreams, starting from the smallest wishes. The integration of superior features with ‘Auto Profit’ on the ‘Techcombank Account’ will turn the Techcombank Mobile e-banking application into a ‘trusted financial assistant,’ helping money grow automatically for all customers” – Mr. Nguyen Anh Tuan, Director of Techcombank’s Retail Banking Division, affirmed.
Techcombank ended the first quarter of 2024 with over 13.8 million customers, adding approximately 370,000 new customers in the first three months. Of these, 59% joined through digital platforms and 39% through branch channels, especially through the merchant retail customer expansion program. The number of transactions by individual customers through electronic banking channels reached 681.6 million in the first quarter of 2024.
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Joint Stock Commercial Bank for Technical and Commercial Employees of Vietnam (Techcombank), with the vision of “Transforming the Financial Industry, Enhancing the Quality of Life,” is one of the largest joint-stock banks in Vietnam and a leading bank in the Asian region. With a customer-centric strategy, Techcombank currently provides diverse financial solutions and banking services to 13.8 million customers, including individuals and businesses, through a nationwide network of transaction points and leading digital banking services. The bank’s ecosystem approach and partnership strategy in key economic fields set Techcombank apart in one of the world’s fastest-growing economies. Techcombank is currently rated A+ by FiinRatings, has a Baseline Credit Assessment (BCA) of ba3 by Moody’s, and is rated BB- by S&P. The bank is listed on the Ho Chi Minh City Stock Exchange (HOSE) with the stock code TCB. |
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