Maximizing Your Money: Exploring the Best Options for Your Financial Goals

Bank Savings Deposits Remain Attractive to the Public

According to data recently updated by the State Bank of Vietnam, as of the end of March 2024, the total deposits of customers in the credit institution system amounted to over 13.3 quadrillion VND, an increase of nearly 143 trillion VND compared to February. Both personal and organizational deposits showed positive growth in March. Notably, personal deposits reached a new record high, exceeding 6.67 quadrillion VND, with an increase of nearly 39 trillion VND in March (1)

These figures highlight the strong appeal of savings deposits in meeting the financial needs of the public, while also offering new opportunities for financial security and stability. The power of advanced technology further enhances this attraction, as online savings programs provide countless benefits.

Online Savings: Benefits that Exceed Expectations

When considering online savings, safety is always the top priority for individuals. Nowadays, banks have adopted advanced biometric technology to protect all transactions. In addition to safeguarding accounts from potential risks, this technology also provides maximum convenience. Customers can perform transactions from the comfort of their homes or anywhere else using their mobile devices or computers without worrying about personal or account information exposure.

Online savings programs also offer superior convenience, allowing customers to perform transactions anytime, anywhere. There’s no longer a need to spend time waiting in line at banks or worry about branch operating hours; with just a few clicks or taps on their screens, customers can open savings accounts, check balances, and perform other transactions quickly and easily.

With the implementation of advanced technology, digital banking applications and platforms are often equipped with various smart financial management tools. Customers can easily monitor and manage their savings accounts, receive notifications about transactions, interest rates, and promotional programs. This enables customers to gain a comprehensive and detailed overview of their personal finances, facilitating more informed investment and savings decisions.

Eximbank’s online savings program offers the highest interest rates in the market and superior convenience for users.

Of particular interest to customers when considering online savings programs are the interest rates. Banks have introduced savings packages with promotional interest rates to cater to the needs of the public. Notably, Eximbank stands out with its 3-month, 4-month, and 6-month savings packages offering interest rates of 4.3%/year, 4.7%/year, and 5.2%/year, respectively. With these rates, Eximbank currently offers the highest interest rates for 3, 4, and 6-month term deposits in the market. The interest rates from Eximbank’s online savings program are even higher than those offered for over-the-counter deposits, providing optimal value for customers’ deposits.

With these exceptional benefits, Eximbank’s online savings program is not only a smart investment choice but also a significant step forward in personal financial management. The shift to online savings ensures customers’ financial security and optimizes deposit profits.