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BIDV Savings Interest Rates for Individual Customers in August 2024
According to the latest survey in early August, BIDV’s deposit interest rate for individual customers at the counter ranges from 1.7 – 4.7%/year.
Specifically, customers who deposit for 1 – 2 months will receive an interest rate of 1.7%/year; 3 and 5 months have a common interest rate of 2%/year; 6 and 9 months at 3%/year.
Deposits with a term of 12 months or more will receive an applied interest rate of 4.7%/year.
Deposit interest rate table for individual customers at BIDV counter in August 2024
|
Term |
Interest Rate |
|
No term |
0.10% |
|
1 Month |
1.70% |
|
2 Months |
1.70% |
|
3 Months |
2.0% |
|
5 Months |
2.0% |
|
6 Months |
3.0% |
|
9 Months |
3.0% |
|
12 Months |
4.70% |
|
13 Months |
4.70% |
|
15 Months |
4.70% |
|
18 Months |
4.70% |
|
24 Months |
4.70% |
|
36 Months |
4.70% |
Source: BIDV
In addition to counter deposits, BIDV also offers online deposits via Mobile Banking/Internet Banking. With this method, BIDV offers a higher deposit interest rate of 0.1 – 0.3 percentage points compared to counter deposits.
Specifically, the interest rate for 1 – 3 weeks is 0.3%/year; 1 – 2 months is 2%/year; 3 – 5 months is 2.3%/year; 6 – 11 months is 3.3%/year; 12 – 18 months is 4.7%/year and 24 – 36 months is 4.8%/year.
Thus, the highest deposit interest rate currently applied by BIDV is 4.9%/year, for individual online deposits with a term of 24 – 36 months.
Compared to the previous months, the deposit interest rate for 24 – 36 months at BIDV has increased by 0.1 percentage points. This is the first time BIDV has increased its deposit interest rate since the end of 2022.
Deposit interest rate table for individual customers with online deposits at BIDV in August 2024
|
Term |
Interest Rate |
|
1 week |
0.3% |
|
2 weeks |
0.3% |
|
3 weeks |
0.3% |
|
1 Month |
2.0% |
|
2 Months |
2.0% |
|
3 Months |
2.3% |
|
4 months |
2.3% |
|
5 Months |
2.3% |
|
6 Months |
3.3% |
|
9 Months |
3.3% |
|
11 Months |
3.3% |
|
12 Months |
4.70% |
|
13 Months |
4.70% |
|
15 Months |
4.70% |
|
18 Months |
4.70% |
|
24 Months |
4.90% |
|
36 Months |
4.90% |
Source: BIDV
BIDV Bank Interest Rates for Business Customers in August 2024
For business customers, the deposit interest rate at BIDV ranges from 1.6 – 4.2%/year.
Specifically, business customers who deposit for 1 – 2 months will receive an interest rate of 1.6%/year; 3 – 5 months at 1.9%/year; 6 – 11 months at 3%/year;
The highest deposit interest rate for business customers at BIDV in August is 4.2%/year, applied to terms of 12 to 60 months.
Deposit interest rate table for business customers at BIDV in August 2024
|
Term |
VND |
|
No term |
0.20% |
|
1 month |
1.60% |
|
2 months |
1.60% |
|
3 months |
1.90% |
|
4 months |
1.90% |
|
5 months |
1.90% |
|
6 months |
3.0% |
|
7 months |
3.0% |
|
8 months |
3.0% |
|
9 months |
3.0% |
|
10 months |
3.0% |
|
11 months |
3.0% |
|
12 months |
4.20% |
|
24 months |
4.20% |
|
36 months |
4.20% |
|
48 months |
4.20% |
|
60 months |
4.20% |
Source: BIDV
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Interest rates for deposits at Agribank have further decreased in early February 2024 compared to January. Specifically, individual customers’ deposits are subjected to interest rates ranging from 1.7% to 4.9% per annum, while business customers’ deposits are subjected to interest rates ranging from 1.7% to 4.2% per annum.
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