The Ultimate Guide to Buying Your Dream Home: Unlock the Door to a Billion-Dollar Opportunity

In Vietnamese culture, the seventh lunar month was traditionally considered the “ghost month,” a time when people avoided major decisions and purchases such as buying land, houses, or vehicles.

Feng shui experts explain that these superstitions arose because the seventh lunar month typically sees the most rainfall, which can affect construction quality and progress.

According to economic experts, since the seventh lunar month is usually the slowest month for the market, investors often introduce promotions and discounts to stimulate demand. Therefore, homebuyers who decide to purchase during this period can benefit from financially attractive deals.

Mr. Vu Cuong Quyet, CEO of Dat Xanh Mien Bac, a major real estate exchange in Northern Vietnam, shares that in recent years, customers have become more aware of this trend. As a result, real estate transactions during the “ghost month” have remained stable, and well-policy-backed projects have even seen busier-than-usual trading.

As expected, this year, many investors have introduced attractive sales policies and gift packages to encourage home purchases during this period. Let’s explore some of the projects offering excellent deals with Dat Xanh Mien Bac:

Investors offering attractive sales policies during the “ghost month” (Image source: Dat Xanh Mien Bac)

In the first months of 2024, apartment complexes continued to be a popular choice. In the east of Hanoi, The Fibonan, adjacent to the Ecopark urban area, is a new project that has received positive market feedback due to its location, green living spaces, and construction progress and quality.

Entering August, the project continues to attract attention with its buyer-friendly policies. Firstly, it offers a super flexible payment schedule, reducing financial pressure on customers: a 20% down payment, equivalent to VND 600 million, with the remaining balance divided into 16 installments, each as low as 3% of the apartment value.

Additionally, customers can choose to receive a bank loan support package with interest-free and principal grace periods for 18 months or opt for an early payment discount of up to 70%. All customers purchasing apartments in The Fibonan (a 32-story mixed-use building in the Hung Thinh Villa and Housing Project, Van Giang, Hung Yen) during this period will also receive a kitchen completion package worth up to VND 80 million and a two-year management service fee waiver.

The Fibonan Apartment Complex (Image source: An Phu Invest)

In Cau Giay, Hanoi Paragon, located at the intersection of Pham Hung and Duy Tan, is offering an interest support policy of 0% for 18 months or a 6.5% discount for early payment, along with a VND 50 million housewarming gift and immediate occupancy for residents.

In the city of Thai Nguyen, Tecco Elite City is the focal point of attention, catering to both residential and investment needs with impressive commitment policies. Accordingly, apartment buyers are guaranteed a rental profit of at least 24% for two years. Thus, with a capital of only VND 800 million, investors can earn a profit of nearly VND 245 million in two years, excluding the surplus from the apartment’s appreciation. In addition, there is a 0% interest support policy for 24 months and a discount of up to 7% for early payment.

Tecco Elite City Project (Image source: Tecco Group)

For sophisticated investors seeking premium products in Hanoi, the villa fund in the new urban area of Duong Noi is a must-consider option. Customers are offered a three-year management fee waiver by CBRE and the opportunity to own a Mercedes GLC300.

Specifically, An Quy Villa, located on the extended Le Quang Dao Street, near the Astronomy Park and Aeon Mall, offers an interest support policy of 0% for 24 months or a 7% discount, an additional 6% discount on the value of early payment, and a lucky gift of one gold bar worth VND 80 million.

Meanwhile, Solasta Mansion, connected to the 3.5 Ring Road and opposite Phenikka University, is offering an interest support policy of 0% for up to 36 months, an 11% discount, and a housewarming gift package worth VND 300 million.

For investors looking for potential areas, the Sapa City Cloud commercial townhouses in the new administrative center of Sa Pa are highly regarded for their location and potential to ride the wave of airport, highway, and tourism development.

At the time of transaction, customers are guaranteed a rental profit of up to VND 720 million for three years, VND 150 million worth of furniture, a 12-month interest-free bank loan, or a discount of up to 3%.

Sapa City Cloud Project (Image source: Dat Xanh Mien Bac)

For investors with a “mini” capital, the commercial stalls at the Lao Cai Tourism Market, right next to the Vietnam-China border, are worth considering. With only VND 270 million, customers can own a stall that can be rented out or used for immediate business, with a rent-back guarantee of up to 30 months and a discount of up to 8%.

For those who prefer beachfront resort-style investments, Sun Symphony Residence, a luxury apartment complex on the Han River in Danang, is a must-see. The project is currently launching Tower S3 with a “ghost month” promotion of up to seven taels of gold and an Early Bird discount of 1% of the apartment value for pioneer customers.

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