SHB offers 18,000 billion VND in incentives for individual customers

In order to support individual customers who need capital for business production and daily life, from now until December 31, 2024, Saigon - Hanoi Bank (SHB) is implementing the "Favorable Loan - Dragon Prosperity" program with a total budget of 18,000 billion dong.


As part of the loan interest rate promotion by SHB, individual customers with business and lifestyle needs are offered a special interest rate of only 5.99% per annum for a maximum duration of 25 years. To provide convenient access to capital in a quick and easy way, SHB has implemented flexible policies that simplify the loan application procedures and accelerate the disbursement process.

In addition to enjoying attractive interest rates, customers borrowing from SHB during this period will receive additional benefits such as a credit card with a maximum limit of VND 200 million and a 2% interest rate reduction for unsecured loans used for supplementary working capital purposes.

The “优惠贷款 – 龙飞凤舞” program with a scale of VND 18,000 billion is a practical action by SHB to accompany the community and individuals, providing access to preferential capital and contributing to boosting business production and consumption. It also reflects SHB’s role and responsibility in implementing the directions and policies of the Government and the State Bank of Vietnam.

In addition, SHB has also launched the “Welcoming the Golden Dragon – Receiving Prosperity” promotion. Customers who deposit savings of at least VND 30 million with a minimum term of 6 months will receive gifts with a total value of up to VND 5 billion. Furthermore, customers who make online savings deposits with a minimum term of 6 months will receive an additional interest rate of up to 0.3% per annum compared to the counter interest rate.

Especially, to send wishes for luck, prosperity, and happiness during the Lunar New Year, SHB will give Lucky Money envelopes to thousands of customers conducting transactions at SHB’s counters nationwide and provide an additional 0.08% preferential interest rate to customers making online savings deposits on the first working days after the Lunar New Year holiday (from the 6th to the 10th of January in the lunar calendar).

In the coming time, SHB will continue upgrading digital solutions and electronic banking services to ensure customer confidence in all transactions, as well as implementing various promotions and benefits to enhance the value for customers who have trusted and used the bank’s services.

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