Newest March 2024 Post Office Lienviet Bank interest rates: Best interest rate for 18-month online deposit

In March, LPBank, the Postal and Telecoms Commercial Joint Stock Bank, is offering the highest interest rate for individual customers, at 5.6% per year, for online deposits with terms of 18 - 60 months.

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LPBank Deposit Interest Rates for Individuals in March 2024


According to the latest survey, LPBank deposit interest rates for regular individual customers who deposit and withdraw at the counter, with end-of-term interest, are ranging from 0.2 – 5.3% per annum, unchanged compared to February.

Specifically, the short-term deposit periods of less than 1 month have a common interest rate of 0.2% per annum; 1-month and 2-month deposit periods receive an interest rate of 1.8% per annum; 3-5 month periods have an interest rate of 2.1% per annum; 6-11 month deposit periods have an interest rate of 3.2% per annum; 12-18 month deposit periods have an interest rate of 5% per annum .

The highest interest rate for regular customers who deposit and withdraw at the counter is 5.3% per annum, applicable to deposit periods of 24 – 60 months.

In addition to the end-of-term interest payment method, LPBank also offers flexible interest payments for customers to refer and choose from, such as:

– Interest rates of 1.79 – 4.79% per annum for early interest payment.

– Interest rates of 1.8 – 5.05% per annum for monthly interest payment.

– Interest rates of 3.17 – 5.07% per annum for quarterly interest payment.

Especially for new deposits or automatic renewal of 13-month terms with a minimum amount of 300 billion VND, customers will enjoy a preferential interest rate of 6.7% per annum.

LPBank Counter Deposit Interest Rates for Individual Customers in March 2024

Term

VND Interest Rates

Early Payment

Monthly Payment

Quarterly Payment

End-of-term Payment

01 week

0.2

02 weeks

0.2

03 weeks

0.2

01 month

1.79

1.8

02 months

1.79

1.8

1.8

03 months

2.08

2.1

2.1

04 months

2.08

2.09

2.1

05 months

2.08

2.09

2.1

06 months

3.15

3.18

3.19

3.2

07 months

3.14

3.17

3.2

08 months

3.13

3.17

3.2

09 months

3.12

3.17

3.17

3.2

10 months

3.11

3.16

3.2

11 months

3.1

3.16

3.2

12 months

4.76

4.89

4.91

5

13 months (*)

4.74

4.88

5

15 months

4.7

4.86

4.88

5

16 months

4.68

4.85

5

18 months

4.65

4.83

4.85

5

24 months

4.79

5.05

5.07

5.3

25 months

4.77

5.04

5.3

36 months

4.57

4.93

4.95

5.3

48 months

4.37

4.82

4.84

5.3

60 months

4.19

4.71

4.73

5.3

Source: LPBank.

For online deposits on Lienviet24h, customers will enjoy higher interest rates compared to counter savings for various terms. Specifically, online deposit interest rates range from 0.2% – 5.6% per annum with end-of-term payment.

Specifically, the short-term deposit periods of less than 1 month have a common interest rate of 0.2% per annum; 1-month deposit period enjoy an interest rate of 2.6% per annum; 2-3 month deposit periods have an interest rate of 2.7% per annum; 4-month deposit period has an interest rate of 2.8% per annum and 5-month deposit period has an interest rate of 2.9% per annum; 6-8 month deposit periods have an interest rate of 4% per annum; 9-11 month deposit periods range from 4.1% – 4.3% per annum; 12-month deposit period has an interest rate of 5% per annum; 13-month deposit period has an interest rate of 5.1% per annum; 15-16 month deposit periods have an interest rate of 5.3% per annum.

The highest interest rate for individual customers is 5.6% per annum, applicable to online deposits with a term of 18 – 60 months.

In addition to the end-of-term interest payment method, LPBank also offers other interest payment options for online deposits as follows:

– Early payment: Interest rates ranging from 2.59% – 5.16% per annum.

– Monthly payment: Interest rates ranging from 2.69% – 5.39% per annum.

– Quarterly payment: Interest rates ranging from 3.98% – 5.41% per annum.

LPBank Online Deposit Interest Rates for Individual Customers in March 2024

Term

VND Interest Rates

Early payment

Monthly payment

Quarterly payment

End-of-term payment

01 week

0.2

02 weeks

0.2

03 weeks

0.2

01 month

2.59

2.6

02 months

2.68

2.7

2.7

03 months

2.68

2.69

2.7

04 months

2.77

2.79

2.8

05 months

2.86

2.89

2.9

06 months

3.92

3.97

3.98

4

07 months

3.9

3.96

4

08 months

3.89

3.95

4

09 months

3.97

4.05

4.06

4.1

10 months

4.05

4.14

4.2

11 months

4.13

4.22

4.3

12 months

4.76

4.89

4.91

5

13 months

4.83

4.97

5.1

15 months

4.97

5.14

5.16

5.3

16 months

4.95

5.13

5.3

18 months

5.16

5.39

5.41

5.6

24 months

5.03

5.32

5.34

5.6

25 months

5.01

5.31

5.6

36 months

4.79

5.19

5.21

5.6

48 months

4.57

5.06

5.09

5.6

60 months

4.37

4.95

4.97

5.6

Source: LPBank.

LPBank Deposit Interest Rates for Business Customers in March 2024

The deposit interest rates for business customers at LPBank range from 0.2% – 4.5% per annum for deposits with end-of-term interest.

Specifically, non-term deposits, 1-week, 2-week, and 3-week deposits have a fixed interest rate of 0.2% per annum; 1-2-month deposits have the same interest rate of 2% per annum, 3-5-month deposits have an interest rate of 2.3% per annum, 6-11-month deposits have an interest rate of 3.4% per annum.

The most preferential interest rate for business customers at LPBank is 4.5% per annum, applicable to deposits with a term of 12-60 months.

In addition to end-of-term interest payments, LPBank also offers other interest payment options for business customers based on the following interest rates:

– Early payment: Interest rates ranging from 1.99% – 4.3% per annum.

– Monthly payment: Interest rates ranging from 2.0% – 4.41% per annum.

– Quarterly payment: Interest rates ranging from 3.37% – 4.43% per annum.

LPBank Deposit Interest Rates for Business Customers in March 2024

Term

VND Interest Rates

Early payment

Monthly payment

Quarterly payment

End-of-term payment

01 week

0.20

02 weeks

0.20

03 weeks

0.20

1 month

1.99

2.00

2 months

1.99

2.00

2.00

3 months

2.28

2.30

2.30

4 months

2.28

2.29

2.30

5 months

2.27

2.29

2.30

6 months

3.34

3.38

3.39

3.40

7 months

3.33

3.37

3.40

8 months

3.32

3.37

3.40

9 months

3.31

3.36

3.37

3.40

10 months

3.30

3.36

3.40

11 months

3.29

3.35

3.40

12 months

4.30

4.41

4.43

4.50

13 months

4.29

4.40

4.50

15 months

4.26

4.39

4.40

4.50

18 months

4.21

4.36

4.38

4.50

24 months

4.12

4.32

4.33

4.50

36 months

3.96

4.23

4.24

4.50

48 months

3.81

4.15

4.16

4.50

60 months

3.67

4.07

4.08

4.50

Source: LPBank

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