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OCB deposit interest rates for individual customers in February 2024
According to the latest interest rate survey at OCB Bank in February, the deposit interest rate for individual customers ranges from 0.5 – 6% per year, based on receiving interest at the end of the term.
Specifically, short terms under 1 month including 1 week, 2 weeks, 3 weeks are all received at 0.5% per year; 1-month term deposits have an interest rate of 2.9% per year, 2-month term deposits have an interest rate of 3% per year. For terms of 3 – 4 months, the deposit interest rate is the same at 3.1% per year, and for a 5-month term, it is 3.5% per year.
For terms of 6-8 months, OCB offers a general interest rate of 4.5% per year, and for terms of 9-11 months, it is 4.6% per year, and 4.8% per year for terms of 12-15 months. The deposit interest rates for terms of 18 months, 21 months, and 24 months are 5.4% per year, 5.5% per year, and 5.8% per year, respectively.
Individual customers depositing money at OCB counters will receive the highest preferential interest rate of 6% per year, applied to a 36-month deposit.
In addition to receiving interest at the end of the term, OCB Bank also offers various other forms of interest payment such as: Front-loaded savings with an interest rate range of 2.89-5.08% per year, Monthly interest-saving with interest rates ranging from 2.99-5.52% per year, 6-month interest-paying savings at an interest rate range of 4.74-5.59% per year.
It is worth noting that individual customers depositing savings through the OCB OMNI App will receive a higher preferential interest rate of 0.1% per year for multiple terms compared to counter deposits.
Accordingly, the OCB Bank interest rate for online deposits, receiving interest at the end of the term, ranges from 3 – 6% per year. Among them, the highest interest rate is 6% per year, applied to a 36-month term.
OCB Bank interest rate table for individual customers in February 2024
Source: OCB
OCB Bank interest rates for corporate customers in February 2024
For corporate customers, OCB Bank’s deposit interest rates range from 2.7 – 5.6% per year when choosing to receive interest at the end of the term.
Accordingly, a 1-month term deposit will receive an interest rate of 2.7% per year, 2 months is 2.8% per year. A 3-4 month term has the same interest rate of 2.9% per year. A 5-month term has an interest rate of 3.3% per year.
A general interest rate of 4.3% per year is applicable for terms of 6-8 months. Terms of 9-11 months have an interest rate of 4.4% per year. A 12-month term has an interest rate of 4.6% per year, 18 months is 5.2% per year, and 21 months is 5.3% per year.
The highest deposit interest rate that OCB applies to corporate customers is currently 5.6% per year, which is applicable to a 24-month deposit.
Source: OCB
In the atmosphere of the New Year of 2024, from now until the end of March 31, 2024, when transacting at all branches/ transaction offices of OCB Bank nationwide, customers will receive shopping vouchers and participate in the final lucky draw with a total prize value of nearly 4 billion VND.
Accordingly, customers who open new Deposit accounts (including Savings Cards and Deposit Contracts) or successfully register for OCB Speed Up and OCB Invest/Invest Pro packages at any OCB transaction office within the program period will receive gifts worth up to 600,000 VND.
In addition, individual customers will also receive lucky draw numbers when depositing savings from 10 million VND with terms of 01 month or more; or registering and successfully activating OCB Invest/Invest Pro/Speed Up package for the first time at the counter; or Average balance in 1 Customer’s Payment Account from 5 million VND or more to participate in the final lucky draw of the program with 01 Special Prize – 10 taels of SJC gold, 02 Second Prizes – Dyson air purifiers, and 03 Third Prizes – Samsung robot vacuum cleaners.
